内容简介:
In recent years, internet finance, represented by online payment, peer-to-peer lending (P2P), and equity crowdfunding, has been rapidly developing across increasingly diversified business forms, driven by the advancements in Its such as big data, cloud computing, and mobile internet, and it has played an active role in reducing transaction costs, meeting diverse investment and financing needs and improving the efficiency,inclusiveness, and coverage offinancial services.Internet finance is still, in essence, a form of finance and is, thus, not immune from the invisibility, infectivity, abruptness, and strong negative externality of financial risks.However, due to its intemet attribute, such risks have a broader reach, higher diffusion rate, and stronger spillover effect. Currently, various issues and risks are building up in the area ofinternet finance as it rapidly develops: Some business forms deviate from the right direction of innovation; some institutions have a weak awareness of the risks;some lack compliance, consumer protection, anti-money laundering, and anti-terrorist financing systems; and some institutions even engage in illegal fundraising, financial fraud, and other criminal acts under the guise of "financial innovation." In particular,some recent risk events have adversely affected the industry's reputation and drawn wide attention from Chinese society, resulting in a broad consensus for the need to regulate the development ofinternet finance.The CPC Central Committee and State Council attach great importance to internet finance development and risk prevention. In July 2015, the People's Bank of China,along with 10 ministries and commissions, promulgated the Guiding Opinions on Promoting the Sound Development of Internet Finance with the approval of the CPC Central Committee and State Council, establishing the overall requirements, principles,and duties for internet finance regulation.
目录:
Chapter Ⅰ Development of Internet Finance
Section Ⅰ Developmental Environment for Internet Finance in 2018
Section Ⅱ Overall Development of Internet Finance in 2018
Section Ⅲ Main Risks and Challenges for Internet Finance
Section Ⅳ Trend and Prospect of Internet Finance
Chapter Ⅱ Online Payment
Section Ⅰ Development of Online Payment in 2018
Section Ⅱ Developmental Environment for Online Payment
Section Ⅲ Main Problems and Challenges for Online Payment
Section Ⅳ Trend and Prospect of Online Payment
Chapter Ⅲ Peer-to-Peer Lending
Section Ⅰ Development of P2P Lending in 2018
Section Ⅱ DevelopmentalEnvironmentforP2PLending
Section Ⅲ Main Problems and Challenges for P2P Lending
Section Ⅳ Trend and Prospect ofP2P Lending
Chapter Ⅳ Internet Insurance
Section Ⅰ Development of Internet Insurance in 2018
Section Ⅱ Developmental Environment for Internet Insurance
Section Ⅲ Main Problems and Challenges for Internet Insurance
Section Ⅳ Trend and Prospect of Internet Insurance
Chapter V Internet Banking
Section Ⅰ DevelopmentofInternetBankingin2018
Section Ⅱ Developmental Environment for Internet Banking
Section Ⅲ Main Problems and Challenges for Internet Banking
Section Ⅳ Trend and Prospect of Internet Banking
Chapter Ⅵ Internet Securities
Section Ⅰ Development of Internet Securities in 2018
Section Ⅱ Developmental Environment for Internet Securities
Section Ⅲ Main Problems and Challenges for Internet Securities
Section Ⅳ Trend and Prospect of Internet Securities
Chapter Ⅶ Internet Equity Financing
Section Ⅰ Development of Internet Equity Financing in 2018
Section Ⅱ Developmental Environment for Internet Equity Financing
Section Ⅲ Main Problems and Challenges for Internet Equity Financing
Section Ⅳ Trend and Prospect of Internet Equity Financing
Topics
Topic Ⅰ Internet Finance Reporting In formation Platform
Topic Ⅱ Survey on the Application of Block chain Technology in the Chinese Financial Sector
Topic Ⅲ Case Study on Internet Finance
Topic Ⅳ Report on the Operation of the National Internet Finance Registration and
Disclosure Service Platform in 2018
Topic Ⅴ Practical Research on Digital Transformation of Commercial Banks
Topic Ⅵ Online Lending Fund Depository
Appendix 1 General Situation of the Online Lending Industry
Appendix 2 Big Events of China' s Internet Finance Industry
Epilogue
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